CAMP Fire and home purchase/loss
My daughter and her boyfriend have been impacted by the Camp Fire in Northern CA. They are young. Here is the issue: House is completely burned...nothing left. Boyfriend bought the house where the...
View ArticleLegal Question on Mortgage Investing
I have a question about the legality of a situation. A friend works at a mortgage company where the owner is the branch manager and is no longer licensed as a Mortgage Loan Officer, but profits when...
View ArticleCan I sue a mortgage loan agency ?
I went into contract to purchase a home in April and was told by the mortgage company that I had been pre-approved. My credit is excellent and my car is paid off, however, my brothers car is in my name...
View ArticleFirst Time Home Buyer
Hello, I am writing to see if anyone might have some insight on strange situation. I just purchased my very first home. I was super excited, and extremely stressed as I had never been through this...
View ArticleMortgage lien expiration
In 2011, I filed Chapter 7 BK in the state of GA. At the time, I had a 1st & 2nd mortgage with the same lender. I chose to reaffirm the first mortgage but the second was included in the BK. Since...
View Articlenew homeowner not on loan but supposedly on the deed
where do i go to verify this for myself so i dont have to except some copy anyone could make ect and make sure is legitimate? i live in tennesse so would be TN law
View ArticleForbearance under the CARES Act
I have an RHS loan through BOK Financial. I have recently been laid off and was looking into the Forbearance options listed in the CARES Act and I reached out BOK. I told them I wanted to apply for...
View ArticleMy options
I purchased a doublewide on a permanent foundation and 1acer of land 5 yrs ago. Recently the bank and myself realized that the titles to my home were mistakenly put free and clear in my name by the...
View ArticleFraud by manipulating Bank's LOI by Broker
I am working with a broker for a loan on multi-family property. Broker photoshopped the Bank's original LOI to reflect higher origination fee in order to make more commission. Later when he slipped his...
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Help Me Find a Conveyancer I can Trust!!
Hi Everyone, I am looking for reliable conveyancing within Bromsgrove / Redditch and I do not know where to begin! What should I be looking for in a conveyancer to know they are reputable and efficient...
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Help Son Buy House
In California. We would like to help our son buy a house. He has bad credit and low income... We are good in both measures. How best to do this and get owner occupied interest rates? ~Title in his name...
View ArticleLoan Officer Misrepresented Term
So we are in the middle of a home refinance. We were approved and we were deciding between a cash out option and paying off our Home Equity Line of Credit. The loan officer told us on a recorded line...
View ArticleI walked into to a nightmare
I am living with this great guy, who happens to be paying a loan that he never took out on the property he inherited from his now deceased parents. The kicker is his parents also did not get the money!...
View ArticleMortgage Lender issue
I was referred to a Mortgage Lender to apply for a home loan from a co-worker that used them for re-financing. I received a pre-approval from the lender and found a house that I wanted. I made an offer...
View ArticlePHH Loan modification question
I bought my house on june of 2010 through Ocwen Mortgage company and made payments to them up until my loan was transferred to phh mortgage in october of 2019. Upon my load being transferred from Ocwen...
View ArticleName on Deed not Mortgage
My husband recently passed from Covid and the Mortgage Loan is in his name alone but the Deed to the home is in both of our names. We had a Mortgage forebearance for a couple months but started to pay...
View ArticleMortgage When Lot Split
Own home in California. With mortgage - deed of trust. What happens to the mortgage if we split the lot into 2 lots? What happens if we keep both resulting lots? OR sell one? Thanks!
View ArticleCash-Out Refinance and Quitclaim
My sister and I are joint tenants of a home. I am in need of money and am thinking of doing a cash-out refinance for an amount to cover for my share of the home and quitclaim the home to my sister....
View ArticleFinancing Solar Panels
Hi. This is a bizarre question, it's a bizarre situation, so I apologize in advance for that. I own a home. I am the only one on the title and the home loan. After I got married, my husband financed...
View ArticleLiving in Texas, can one use equity in rental properties as downpayment for...
I currently have a real estate portfolio, job and am working remotely. As such, I rented out as well what had previously been my primary residence. As i have been in and out of the country I've stayed...
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